Financial Literacy Courses

Hello

Welcome to the Financial Literacy Course webpage. 

  • Below you will see a list of online courses that are available through Get Financially Fit. 
  • Each course is specific in nature and can be done as a stand alone course or can be combined with other courses to help build a learning plan that suits your needs.
  • There is a summary of the course objectives, learning outcomes and topic modules attached to each course. 
  • Click on the course title and you will be directed to a page that will give you the opportunity to purchase the course – from there you will have resources that you can access and plus much more.
  • I look forward to being able to help you in your journey – whether it is understanding financial literacy basics or taking the steps in discovering to become financially independent.

Let the journey begin!

 

COURSES ON OFFER

Blog and Newsletter

Every week a new blog and Newsletter is available to those who subscribe. These B/N will cover new pieces of information - whether it is a current "Hot Button" topic or a discussion on financial literacy. The purpose of these communications will be to stimulate questions and generate discussions on a Get Financially Fit Community Forum.

Introduction to Financial Literacy

Summary: This course is a combined program that introduces the basics of financial literacy, covering essential concepts such as developing a solid Money Mindset, Savings and Banking, and Budgeting Essentials.

Learning Outcomes:

  • Understand fundamental financial terminology and principles.
  • Recognize the importance of financial literacy for personal and professional success.
  • Be able to identify and manage financial risks.

Course Modules:

1/ MONEY MINDSET:
Determining Wants vs Needs; Money Myths; Factors of Financial Decision Making; Mindful Money Habits; Mindset Shifts and Stresses

2/ SAVINGS AND BANKING:
Banks: Understanding Banking Systems; What is Savings and Kinds of Savings Accounts; Interest and How It Works; Banks: Use of Interest / Fees; Savings Accounts and Regular Interest; Savings Investments – Using Interest Scenarios; Pros and Cons of Savings Accounts and Regular Interest

3/ BUDGETING ESSENTIALS:
Understanding Budgeting, Introduction to Budgeting, Implementing a Budget Plan, Practical Budgeting Tips, Which Budget Apps are Best for YOU, Adjusting Your Budget, Using Budget Templates

 
 

Money Mindset

Summary: This module focuses on developing a positive financial mindset, exploring how beliefs and attitudes towards money impact financial decisions. 

Learning Outcomes:

  • Identify personal money beliefs and their origins.
  • Develop a mindset conducive to financial success.
  • Apply mindset strategies to increase financial resilience and health.

Course Modules:

  1. Determining Wants vs Needs – Learn how to differentiate between wants and needs to make more informed and responsible financial choices.

  2. Money Myths – Debunk common money myths that can mislead financial decisions and discover the truths that support healthier financial habits.

  3. Factors of Financial Decision Making – Explore the key factors that influence financial decision-making to improve your financial planning and outcomes.

  4. Mindful Money Habits – Develop mindful money habits that encourage intentional spending and saving, leading to greater financial well-being.

  5. Mindset Shifts and Stresses – Understand the importance of mindset shifts in managing financial stress and achieving financial goals.

AND MORE!

 

Banking and Savings 

Summary: This module provides in-depth knowledge about banking systems, savings accounts, and the importance of saving for future goals. 

Learning Outcomes:

  • Understand different types of bank accounts and their uses.
  • Learn strategies for effective saving and goal setting.
  • Recognize the role of savings in financial stability

Course Modules:

  1. Banks: Understanding Banking Systems – Explore the foundational structures and operations of banking systems to better understand how they manage money and provide financial services.

  2. What is Savings and Kinds of Savings Accounts – Learn about the concept of savings and the various types of savings accounts available to manage and grow your wealth effectively.

  3. Interest and How It Works – Delve into the mechanics of interest, understanding how it is calculated and the role it plays in both loans and savings.

  4. Banks: Use of Interest / Fees – Gain insights into how banks utilize interest rates and fees as tools for profitability and customer service.

  5. Savings Accounts and Regular Interest – Discover the dynamics of regular interest in savings accounts and how it can impact your savings growth over time.

  6. Savings Investments – Using Interest Scenarios – Analyze different scenarios of using interest for savings investments to maximize returns and achieve financial goals.

  7. Pros and Cons of Savings Accounts and Regular Interest – Evaluate the benefits and drawbacks of savings accounts and regular interest to make informed financial decisions.

 

Budgeting Essentials

Summary: This course covers the structure of effective budgeting, including setting financial goals and tracking expenditures. 

Learning Outcomes:

  • Create and manage a personal or small business budget.
  • Track expenses and adjust budgets to meet financial goals.
  • Understand the importance of budgeting for financial planning.

Course Modules:

  1. Understanding Budgeting – Gain a comprehensive understanding of budgeting principles and how they serve as a foundation for financial stability and planning.

  2. Introduction to Budgeting – Discover the basics of budgeting, including its importance and the steps to create an effective budget.

  3. Implementing a Budget Plan – Learn how to put a budget plan into action, ensuring financial goals are met through disciplined spending and saving.

  4. Practical Budgeting Tips – Explore actionable budgeting tips to enhance your financial management and optimize your spending habits.

  5. Which Budget Apps are Best for YOU – Evaluate various budgeting apps to find the one that best suits your personal financial needs and lifestyle.

  6. Adjusting Your Budget – Understand how to adapt your budget to changing circumstances and financial goals for ongoing financial health.

  7. Using Budget Templates – Utilize budget templates to streamline the budgeting process, making it easier to track expenses and manage finances.

AND MORE…

 

Interest Investments

Summary: This course explains the various kinds of investments that can be made with interest as the sole driver of wealth creation. From regular and compound interest to more specific investment vehicles such as Guaranteed Investment Certificates (GICs) to Money Market Funds will be covered. In addition a module on the impact of inflation on interest rates and wealth creation is included. 

Learning Outcomes:

  • Understand the impact of interest rates in the economy.
  • Learn the various kinds of investments that are interest driven.
  • How inflation and interest rates are inter-related and impact your personal wealth.

Course Modules:

  1. Understanding Interest: Dive into the fundamentals of interest, exploring both regular and compound interest. Learn how they differ and how each can impact your investments over time.

  2. Interest-Bearing Accounts: Discover the various types of interest-bearing accounts available, including savings accounts, certificates of deposit (CDs), and high-yield savings options. Understand how to choose the right account to suit your financial goals.

  3. Exploring Interest Investments: Gain insights into popular interest-based investments such as Treasury Bills (T-bills), Guaranteed Investment Certificates (GICs), and Money Market Funds. Learn how these instruments work and how they can fit into your investment portfolio.

  4. Additional Interest-Related Insights: Delve into other essential concepts related to interest, including inflation, interest rate fluctuations, and their impact on your investments.

 

Credit Score Fundamentals

Summary: This module dives into credit scores: how they are determined, their impact on financial opportunities, and strategies to improve them. 

Learning Outcomes:

  • Understand the components and significance of credit scores.
  • Analyze how credit scores affect borrowing and financial opportunities.
  • Implement strategies to improve and maintain a healthy credit score.

Course Modules:

  1. What Are Credit Scores and How Are They Measured – Understand the concept of credit scores, how they are calculated, and their significance in financial decision-making.

  2. Factors That Influence Your Personal Credit Score – Explore the various elements that impact your personal credit score and learn strategies to improve it.

  3. How Businesses React to Different Credit Scores – Discover how businesses assess credit scores and the implications these scores have on lending and business relationships.

  4. Credit Score Analysis – Delve into the detailed analysis of credit scores to better understand their components and how they reflect financial health.

  5. Credit Score Summary, Quiz, and Certificate – Summarize your learning with a comprehensive review, test your knowledge with a quiz, and earn a certificate to showcase your understanding of credit scores.

 

Credit Cards and Debt Management

Summary: Introduces effective use of credit cards, understanding debt, and strategies for effective debt management. 

Learning Outcomes:

  • Evaluate different types of credit cards and debt.
  • Develop a debt management plan.
  • Recognize the long-term impacts of credit card debt.

Course Modules:

  1. Credit Card: Applications and Approvals – Learn the process of applying for credit cards and the criteria used by issuers to approve applications.

  2. Statements and Billing Cycles – Understand how credit card statements and billing cycles work, helping you manage payments and avoid unnecessary fees.

  3. Interest Rates and Charges – Explore how interest rates are applied to credit card balances and the various charges that can affect your overall credit card cost.

  4. Debt Consolidation – Discover strategies for consolidating debt to simplify repayments and potentially reduce interest rates.

  5. Debt Repayment Strategies – Learn effective methods for repaying debt, focusing on reducing balances and improving financial stability.

 

Investment Basics

Summary: Provides a foundational understanding of investments, including types, benefits, and strategies for beginners. 

Learning Outcomes:

  • Understand basic investment principles and types.
  • Analyze potential investment opportunities.
  • Implement beginner strategies to make informed investment decisions.

Course Modules:

  1. Introduction to Investing: Understand the fundamental concepts of investing and why it’s important for financial growth.

  2. Types of Investments: Explore various investment options like stocks, bonds, and mutual funds to diversify your portfolio.

  3. Understanding Risk and Return: Learn how to assess risk and potential returns to make informed investment decisions.

  4. Creating a Personal Investment Plan: Develop a personalized investment strategy that aligns with your financial goals and risk tolerance.

  5. Basics of Stock Market Investing: Gain an understanding of how the stock market works and how to start investing in stocks.

  6. Managing Your Investment Portfolio: Learn how to monitor and adjust your portfolio to achieve long-term financial success.

  7. Avoiding Common Investment Mistakes: Identify and avoid common pitfalls that new investors often encounter to safeguard your investments.

 
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